Privacy Policy

Last updated 12 October 2026.

Who we are

Phoebe is made by Phoebe Markets LLC, a Texas limited liability company ("we", "us"). This policy explains what Phoebe Markets LLC collects through the Phoebe app and this website.

The short version

Phoebe needs enough about you to invest on your behalf: who you are, which brokerage account to act on, and the plan you wrote. We do not sell any of it, and we do not use it for advertising.

What we collect

Account information

Your email address and a Google account identifier when you sign in. A phone number if you choose to verify one.

Your brokerage connection

A token issued by Robinhood that allows Phoebe to read your account and place orders in your Agentic account. We never receive or store your brokerage password. The token is encrypted and held separately for each person.

Your plan and limits

The goals and strategy document you write, and the daily budget, total cap, position cap, buy-frequency and risk settings you set.

Activity

What Phoebe researched, which price zones it identified, what it bought, sold or declined to buy, where each position's stop and targets sit, and the reasoning for each. This is what fills your journal.

Your subscription

Apple processes every purchase. From Apple, Phoebe receives the subscription's status, which plan you chose, its dates (when it started, renews or ends, and any refund or revocation), whether it was bought on the App Store or in a TestFlight beta, Apple's transaction identifiers, and an app account token — your Phoebe account's identifier, which the app attaches to the purchase so the subscription can be matched to your account. Apple also sends us App Store Server Notifications when a subscription renews, ends, is refunded or changes, which keep that status current. We never receive your card or any other payment details.

Device information

A push notification token for your iPhone, and basic diagnostic information when something fails.

If you join the waitlist

The email address you enter on this website. We use it only to tell you about early access and Phoebe's launch. Every one of those emails has an unsubscribe link, or write to us and we will remove you.

What we do not collect

• Your brokerage password
• Payment card details — Apple handles billing and does not share them with us
• Contacts, photos, location, or anything unrelated to investing
• Your activity on other apps or websites

Why we process it

To run the service you asked for: researching, monitoring prices, placing buy and sell orders within your limits, and showing you what happened. To check whether your subscription is active, and to stop new buys when it ends. To notify you when it buys, sells, moves a stop or needs you. To keep the service secure and diagnose failures. To meet legal and record-keeping obligations.

Who it is shared with

Phoebe does not sell personal information. It is shared only with:

• Your broker (Robinhood) — to read your account and place the buy and sell orders you authorised.
• Google Cloud — our hosting and database provider.
• AI model providers — the research and decision steps send market information and the text of your plan to a language model provider for analysis. Your identity, account balance, and broker credentials are not part of that.
• Apple — for push notification delivery and for subscriptions: Apple processes the purchase and tells us its status, as described above.
• Our email provider — waitlist email addresses only, to send the early access and launch emails.
• Legal authorities, where we are legally required to disclose.

Where it lives and how long

Data is stored on Google Cloud infrastructure in the United States. Account and activity data is kept while your account is open. Financial records may be kept longer where the law requires it. Diagnostic logs are kept for a short period and then discarded.

Security

Broker tokens are encrypted with keys managed separately from the database. Access is limited to the services that need it. The app requires Face ID or your passcode on every open. No system is perfect, and we will tell you promptly if something material happens.

Your choices

• See it — your journal shows every decision Phoebe has made for you.
• Correct it — your plan and limits are editable at any time.
• Disconnect — remove your broker connection in Settings, and Phoebe loses its ability to act.
• Delete it — Settings › Delete account in the app (or email us) deletes your sign-in, plan, alerts and stored connection. The record of the orders Phoebe placed is kept, without your sign-in. Apple's subscription record is kept too, no longer linked to you, because refunds and disputes need it. Deleting your account does not cancel the subscription: cancel it in iPhone Settings › your name › Subscriptions.
• Turn off notifications — per kind in Settings, or entirely in iOS.

If you are in California, the EEA or the UK, you have additional rights over access, correction, deletion and portability. Write to us and we will honour them.

Children

Phoebe is not for anyone under 18 and we do not knowingly collect information from children.

Changes

If this policy changes materially we will say so in the app before the change takes effect.

Contact

Phoebe Markets LLC · support@phoebemarkets.com